Terms of Use

Last updated: June 21, 2026  |  Version 2.6

Please read these Terms of Use ("Terms") carefully before using the website located at envisionwrc.com (the "Website") operated by Envision Wealth & Retirement Club SA ("we", "us", "our"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

1. Acceptance of Terms

These Terms constitute a legally binding agreement between you and Envision Wealth & Retirement Club SA. We reserve the right to modify these Terms at any time. Changes become effective upon posting to the Website. Your continued use of the Website after any modification constitutes your acceptance of the updated Terms.

2. Nature of Information

The information on this Website is provided for general informational purposes only and does not constitute:

• An offer or solicitation to buy or sell any financial instrument, derivative, or multi-asset product
• Investment advice, algorithmic strategy advice, legal advice, or tax advice
• A recommendation or endorsement of any particular quantitative model or execution strategy
• A guarantee of future execution performance, fill rates, or returns
• A prospectus, offering memorandum, or other offering document

Nothing on this Website should be relied upon as the basis for any systematic or manual investment decision. Professional advice tailored to your institutional circumstances should always be sought before deploying capital.

3. Risk Warnings

4. Intellectual Property

All content on this Website — including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, and software — is the property of Envision Wealth & Retirement Club SA or its content suppliers and is protected by applicable intellectual property laws.

You may access and view the Website content for personal, non-commercial purposes only. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any content from this Website without our prior written consent, except as follows:

• Your computer may temporarily store copies in RAM incidental to accessing and viewing content
• You may store files that are automatically cached by your browser for display enhancement purposes
• You may print one copy of a reasonable number of pages for personal, non-commercial use

5. Prohibited Uses

You agree not to use the Website:

• In any way that violates applicable local, national, or international law or regulation
• To transmit any unsolicited or unauthorised advertising or promotional material
• To impersonate or attempt to impersonate Envision Wealth & Retirement Club, any employee, or any other person
• To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Website
• To introduce any viruses, Trojan horses, worms, logic bombs, or other harmful material
• To attempt to gain unauthorised access to any part of the Website or its related systems
• To use automated tools to scrape, crawl, or extract data without prior written consent
• To use the Website for any commercial purpose without our express written consent

6. Third-Party Links and Content

This Website may contain links to third-party websites or display third-party content. These links are provided for your convenience only. We have no control over third-party websites and accept no responsibility for them or for any loss or damage that may arise from your use of them. Inclusion of any link does not imply endorsement, approval, or recommendation by Envision Wealth & Retirement Club.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Envision Wealth & Retirement Club SA and its directors, officers, employees, agents, and licensors shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, goodwill, or other intangible losses
• Damages arising from your inability to access or use the Website
• Damages arising from any reliance placed on information obtained from the Website
• Damages arising from unauthorised access to or alteration of your transmissions or data

Some jurisdictions do not allow exclusion of implied warranties or limitation of liability for incidental or consequential damages. The above limitations may not apply to you.

8. Indemnification

You agree to defend, indemnify, and hold harmless Envision Wealth & Retirement Club SA and its licensees, service providers, employees, officers, directors, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable legal fees) arising out of or relating to your violation of these Terms or your use of the Website.

9. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Switzerland, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Geneva, Switzerland, provided that Envision Wealth & Retirement Club reserves the right to bring proceedings in any jurisdiction where you are resident or where your breach has occurred.

10. Regulatory Information

Envision Wealth & Retirement Club SA is registered in Switzerland under UID CHE-123.456.789 and authorized by the Swiss Financial Market Supervisory Authority (FINMA). Envision Wealth & Retirement Club (UK) Limited is authorized and regulated by the Financial Conduct Authority (FCA, FRN 123456). Envision Wealth & Retirement Club (DIFC) Limited is authorized and regulated by the Dubai Financial Services Authority (DFSA).

11. Contact

Questions about these Terms of Use should be directed to: